Health & Wellness Coaching – Frequently Asked Questions (FAQ)

1. Does MI Balanced Life, LLC accept insurance for Health Coaching?

At this time, we do not offer direct insurance billing, and payment for coaching services is the client's responsibility.

Some insurance plans, Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Health Reimbursement Accounts (HRAs), employee wellness programs, or other benefits may provide coverage or reimbursement for health and wellness coaching services. Coverage varies by provider and policy.

We encourage clients to contact their insurance carrier or benefits administrator directly to determine whether health and wellness coaching is covered and what documentation may be required for reimbursement. We are happy to provide receipts or documentation that may support your reimbursement request.

2. Does Medicare or Medicaid cover health and wellness coaching?

We do not offer direct billing to Medicare, Medicaid, or other insurance providers. However, we are aware that new federal legislation expected to take effect in January 2027 may create additional opportunities for some individuals to access health and wellness coaching services through Medicare, Medicaid, or related healthcare programs.

Because coverage, eligibility, and reimbursement requirements may vary, clients are encouraged to contact their Medicare, Medicaid, or insurance provider directly to learn about any available benefits and reimbursement options that may apply to health and wellness coaching services.

We are excited about the growing recognition of health and wellness coaching as a valuable component of preventive health and overall well-being and encourage clients to stay informed about future coverage opportunities.

3. What is health and wellness coaching?

Health and wellness coaching is a personalized partnership that helps you create sustainable lifestyle changes to improve your physical, mental, and emotional well-being. Coaches provide guidance, accountability, and support to help you achieve your wellness goals.

4. How is wellness coaching different from therapy or medical care?

Wellness coaches focus on goal setting, behavior change, healthy habits, and accountability. They do not diagnose, treat, or cure medical or mental health conditions, prescribe medications, or provide medical advice. For medical concerns, diagnosis, or treatment recommendations, you should consult a licensed healthcare provider.

Health and Wellness Coaches are committed to supporting your overall well-being and are willing to collaborate with your healthcare team, when appropriate and with your consent. Coaches can help reinforce and support treatment plans, lifestyle recommendations, and wellness goals established by your physician or other qualified healthcare professionals, helping you stay accountable and engaged in your health journey.

5. Who can benefit from wellness coaching?

Anyone looking to improve their overall health can benefit, including individuals who want to:

• Increase energy levels

• Manage stress

• Improve nutrition habits

• Create an exercise routine

• Improve sleep quality

• Achieve healthy weight goals

• Build confidence and motivation

6. What happens during a coaching session?

During a session, your coach will discuss your goals, challenges, progress, and action steps. Together, you'll develop personalized strategies to help you stay on track and overcome obstacles.

7. How long is a coaching program?

Program lengths vary depending on your goals. Many clients work with a coach for 3 to 12 months to establish and maintain healthy lifestyle changes.

8. Are coaching sessions available online?

Yes. Coaching sessions are available virtually through secure video calls, phone calls, or online meeting platforms, making it easy to receive support wherever you are. In-person sessions may also be available depending on your location and proximity to your coach. Please contact us to discuss available options in your area.

9. How often will I meet with my coach?

Most clients meet with their coach weekly or bi-weekly, though schedules can be customized based on individual needs.

10. Will I receive a personalized wellness plan?

Yes. Your coach will collaborate with you to create a customized plan tailored to your lifestyle, goals, preferences, and challenges.

11. Will I receive a diet plan?

Health & Wellness Coaches do not diagnose medical conditions, treat nutrition-related diseases, or prescribe diets. However, your coach can provide general wellness education and healthy eating suggestions upon request to support your overall wellness goals.

If you require specialized nutrition guidance, medical nutrition therapy, or support for specific health conditions, you are encouraged to work with a Registered Dietitian or qualified nutrition specialist. Your coach can help connect you with trusted professionals and provide referrals when needed.

12. Do I need to be fit before starting coaching?

No. Wellness coaching is designed for individuals at all fitness and wellness levels. Your program will be tailored to your current situation and abilities.

13. Can coaching help with weight management?

Yes. Coaches can help you develop healthier habits related to nutrition, movement, mindset, and accountability that support weight management goals.

14. How quickly will I see results?

Results vary based on individual goals, commitment, and circumstances. Many clients begin noticing positive changes in energy, motivation, and habits within the first few weeks.

15. What if I struggle to stay motivated?

Your coach is there to support you through setbacks, help identify barriers, and develop practical strategies to keep you moving forward.

16. Is wellness coaching confidential?

Yes. We are committed to supporting your privacy and maintaining the confidentiality of information shared during coaching sessions. While Health & Wellness Coaches may not be considered covered entities under the Health Insurance Portability and Accountability Act (HIPAA) and therefore may not be legally required to meet HIPAA requirements, we follow privacy-focused practices and take reasonable measures to protect your personal information.

Any limits to confidentiality, privacy practices, and consent policies will be reviewed with you before coaching services begin.

17. How do I schedule an appointment?

Scheduling is easy and convenient through our website. Clients can view available appointment times and choose the dates and times that work best for their schedule. The online booking system provides flexibility and allows you to manage your coaching sessions at your convenience.

18. What if I need to cancel, reschedule, or withdraw from the program?

We understand that life can be unpredictable, and sometimes priorities, schedules, or circumstances change. If you need to cancel, reschedule, or discuss your participation in the program, we encourage open communication so we can explore available options together.

Before enrolling, you will receive a coaching agreement that clearly outlines all program policies, including scheduling, cancellations, withdrawals, and any applicable fees, so you can make an informed decision and feel confident about your commitment.

19. How do I get started?

Getting started is simple:

1. Schedule your consultation through the website.

2. Discuss your health and wellness goals.

3. Complete any required intake forms or assessments.

4. Begin your personalized coaching journey.

20. What should I do before my consultation?

To help make the most of your consultation, clients are asked to complete and return their Health History Form at least 24 hours before their scheduled consultation.

The information you provide helps your coach better understand your health history, lifestyle, goals, successes, and challenges. The more open and detailed you are, the more meaningful and productive your consultation will be. This allows us to identify priorities, establish realistic goals, and begin creating a personalized plan designed to support your unique wellness journey.

There is no need to be perfect—simply share as much information as you feel comfortable providing so we can best support you from the very beginning.

21. Why choose health and wellness coaching?

Health and wellness coaching provides personalized support, accountability, and evidence-informed strategies to help you build sustainable healthy habits and improve your overall well-being and quality of life. Coaches help you identify goals, overcome barriers, and create realistic action plans that fit your lifestyle while supporting long-term success.